Mortgage Lending Center

137 Pearl St. NW, Suite 400

Grand Rapids, MI 49503

(616) 977-7900 or

(866) 977-7900 toll-free

(616) 261-9906 fax

info@northwindfinancial.com

To contact us:

Click on the links below for Mortgage Lending Resources:

· Current Industry Information

FHA New Adjustable Rate Mortgage Proposal - April 28, 2003

FTC - Telephone Solicitation Rule Guidelines - March 23, 2003

HMDA - Regulation C Amendment (Proposed 3/7/03)

Fannie Mae Bulletin 02-11 (Cash-Out Changes - Effective 2/1/03)

Freddie Mac Bulletin 2003-1 (Cash-out policies—Effective 2/1/03)

Responsible Lending Act of 2003 (Ney Bill - 02/03)

- Proposed Federal Predatory Lending Legislation

Michigan HB 6121 - Consumer Mortgage Protection Act - Dec 27, 2002

HUD RESPA Reform Proposal - Federal Register July 29, 2002

HUD RESPA Reform Summary - Summary of the Proposed Rule

NAMB RESPA Reform Response Letter - Oct 28, 2002

NAMB Sample Uniform Mortgage Cost Disclosure

NAMB - Discrepancies of HUD Analysis

NAMB - State Law Conflicts

Secretary Martinez RESPA Testimony - Oct 3, 2002

Secretary Martinez - MBA Speech - Oct 17, 2002

OTS Final Published Rule - Sept. 29, 2002

HUD Semi-Annual Agenda

· Articles

Taking Your Site To The Next Step

What’s In Your Technical Toolbox?

Predatory Lending Is Everybody’s Problem

10 Way To Fool The Privacy Thieves

Who Should I Call? - Commercial Lending

· Compliance

What’s Typically Included in an APR Calculation

FTC - Financial Information Safeguards Final Rule - Issued 5/17/02

· Genesis 2000 Origination System

Northwind Financial is proud to be the official national contract trainers for the Genesis 2000 LOS system. The following are links developed by Northwind that are specific to the Genesis 2000 system:

System Set-up - Loan Officer Set-up

System Set-up - Loan Processor Set-up

Genesis Training Manual - Version 17

Genesis Shortcut Keys Guide