United States Lending

As a direct private capital provider, Northwind Financial and its partners have a wide variety of programs for real estate projects throughout the United States. Below are our basic lending guidelines and property types for commercial real estate loans:

Eligible Property Types

Geography (Tier 1 & 2 Markets in US)

Multi-family Apartments
Anchored Retail Shopping Centers
Strip Retail
Mixed Use
CBD Office
Suburban Office
Medical Office
Student Housing
Warehouses / Distribution / Flex
Flagged Hotels / Extend-Stay Hotels
Parking Garage & Surface Lots
Self Storage Facilities
Mobile Home Parks
Condo Unit Inventory Loans
Special Use – (Auto Repair, Gas Station, Restaurant/Bar, Car Wash)We do NOT finance Agricultural, Land or Churches
Major cities & suburbs anywhere in USA

New York City
New York – Metro
Boston
Philadelphia
Washington DC
Atlanta
Austin
Charlotte
Chicago
Dallas
Denver
Houston
Los Angeles
Miami
Memphis
Nashville
Phoenix
Portland
San Diego
San Francisco
Salt Lake City
Seattle

OTHER TIER 1 or 2 MARKETS WITH 50,000+
MSA CONSIDERED

 

All First Mortgages: Loan / Deal Sizes ($2,000,000 – $500,000,000+)
Micro Loan Program ($500,000 – $2,000,000)

 

First Mortgages Purchasing Distressed Debt Financing Third Parties
Purchasing Distressed Debt
Loan to Value Ratio Up to 75%
(up to 100% in certain cases)
Interest Rate 3.00% – 12%
Term 1 – 3 years; 5-25 years
Amortization – Interest Only
Recourse & Non-recourse
Lender Fee 3 – 5 Points
Exit Fee – None
Extensions – Yes
Extension Fee: 1/2 – 1 Point
Borrowing Entity: Special Purpose Entity
Loan to Value Ratio Up to 75%
Interest Rate: 7% – 12%
Term 1 – 5 Years
Amortization TBD
Recourse TBD
Lender Fee 3 – 5 Points
Exit Fee: None
Extensions: Yes
Extension Fee 1/2 – 1 Point
Borrowing Entity Special Purpose Entity
Loan to Value Ratio Up to 75%
Interest Rate TBD
Term 1 – 5 Years
Amortization TBD
Recourse: TBD
Lender Fee 3 – 5 Points
Exit Fee None
Extensions Yes
Extension Fee 1/2 – 1 Point
Borrowing Entity: Special Purpose Entity

 

CLICK HERE for a matrix of our lending programs.

CLICK HERE to apply for a commercial loan.