As a direct private capital provider, Northwind Financial and its partners have a wide variety of programs for real estate projects throughout the United States. Below are our basic lending guidelines and property types for commercial real estate loans:
Eligible Property Types |
Geography (Tier 1 & 2 Markets in US) |
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Multi-family Apartments Anchored Retail Shopping Centers Strip Retail Mixed Use Suburban Office Medical Office Student Housing Flagged Hotels / Extend-Stay Hotels Parking Garage & Surface Lots Self Storage Facilities Mobile Home Parks Condo Unit Inventory Loans We do NOT finance Agricultural, Land or Churches |
Major cities & suburbs anywhere in USA
OTHER TIER 1 or 2 MARKETS WITH 50,000+ |
All First Mortgages: Loan / Deal Sizes ($500,000 – $20,000,000)
First Mortgages | Purchasing Distressed Debt | General Terms |
Loan to Value Ratio Up to 80% Interest Rate 5.00% – 12% Term 1 – 3 years; 5-25 years Amortization – Interest Only Recourse & Non-recourse Lender Fee 3 – 5 Points Exit Fee – None Extensions – Yes Extension Fee: 1/2 – 1 Point Borrowing Entity: Special Purpose Entity |
Loan to Value Ratio Up to 75% Interest Rate: 7% – 12% Term 1 – 5 Years Amortization TBD Recourse TBD Lender Fee 3 – 5 Points Exit Fee: None Extensions: Yes Extension Fee 1/2 – 1 Point Borrowing Entity Special Purpose Entity |
Loan to Value Ratio Up to 87% LTC Interest Rate starts at 7.99% Term 1 – 3 Years Amortization – None; Interest only Recourse: Full Lender Fee 1-3 Points Exit Fee None Extensions Yes Extension Fee 1/2 – 1 Point Borrowing Entity: Special Purpose Entity |
CLICK HERE for a matrix of our lending programs.
CLICK HERE to apply for a commercial loan.